:root{--ink:#17231d;--muted:#607067;--paper:#fbfaf5;--card:#fff;--green:#285b45;--green2:#153c2e;--gold:#d5a94e;--line:#e7e2d6;--soft:#eef4ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.7}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}.wrap{width:min(1120px,92vw);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(251,250,245,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.03em}.mark{width:35px;height:35px;border-radius:10px;background:var(--green2);color:#fff;display:grid;place-items:center;font-family:Georgia,serif;font-weight:700}.navlinks{display:flex;gap:20px;align-items:center}.navlinks a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}.navcta,.btn{display:inline-block;background:var(--green2);color:#fff!important;text-decoration:none!important;padding:12px 17px;border-radius:10px;font-weight:800;border:0;cursor:pointer}.btn.gold{background:var(--gold);color:#182019!important}.btn.ghost{background:transparent;color:var(--green2)!important;border:1px solid #9eaa9f}
.hero{padding:76px 0 48px;background:radial-gradient(circle at 85% 20%,#e6efe5 0,transparent 28%),linear-gradient(180deg,#fbfaf5,#f4f1e8)}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;font-weight:850;color:var(--green)}h1,h2,h3{line-height:1.12;letter-spacing:-.035em}h1{font-family:Georgia,serif;font-size:clamp(2.6rem,6vw,5.3rem);max-width:920px;margin:.18em 0}.lede{font-size:1.18rem;max-width:760px;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(30,40,34,.04)}.card h3{margin-top:8px}.tag{display:inline-block;font-size:.72rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase;color:var(--green);background:var(--soft);padding:5px 9px;border-radius:999px}
section{padding:54px 0}.sectionhead{max-width:760px;margin-bottom:26px}.sectionhead h2{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.3rem);margin:.2em 0}.sectionhead p{color:var(--muted)}
.article{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:50px;align-items:start;padding:56px 0}.prose{font-size:1.04rem}.prose h2{font-family:Georgia,serif;font-size:2rem;margin-top:2.1em}.prose h3{font-size:1.3rem;margin-top:1.7em}.prose p,.prose li{color:#344139}.prose ul{padding-left:1.2em}.note{background:#f1f4ec;border-left:4px solid var(--gold);padding:16px 18px;border-radius:8px;margin:24px 0}.moneybox{background:var(--green2);color:#fff;border-radius:18px;padding:24px}.moneybox p{color:#dfe9e2}.moneybox .btn{background:var(--gold);color:#182019!important;width:100%;text-align:center}.moneybox small{display:block;color:#cbd7cf;margin-top:12px}.sticky{position:sticky;top:96px}
.breadcrumb{font-size:.86rem;color:var(--muted);margin-bottom:18px}.breadcrumb a{color:var(--muted)}.byline{font-size:.9rem;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:18px}
footer{background:#13261d;color:#dce5df;padding:48px 0 28px;margin-top:50px}footer a{color:#dce5df}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.fine{font-size:.82rem;color:#9fb0a6;margin-top:30px}
.disclosure{font-size:.82rem;background:#f3efe3;border:1px solid #e5dcc5;padding:10px 14px;border-radius:9px;color:#655b44;margin:16px 0}
.modalback{display:none;position:fixed;inset:0;background:rgba(10,20,15,.62);z-index:100;place-items:center;padding:20px}.modalback.show{display:grid}.modal{position:relative;width:min(560px,94vw);background:#fff;border-radius:22px;padding:34px;box-shadow:0 30px 100px rgba(0,0,0,.28)}.modal h2{font-family:Georgia,serif;font-size:2.2rem;margin:.2em 0}.close{position:absolute;right:14px;top:12px;border:0;background:#eef1ec;border-radius:50%;width:36px;height:36px;font-size:20px;cursor:pointer}.modal .btn{width:100%;text-align:center;margin-top:10px}.modal small{display:block;color:var(--muted);margin-top:12px}
@media(max-width:820px){.navlinks a:not(.navcta){display:none}.grid{grid-template-columns:1fr}.article{grid-template-columns:1fr}.sticky{position:static}.footgrid{grid-template-columns:1fr}.hero{padding-top:52px}h1{font-size:3rem}}